Web Site Privacy Statement

We have created this privacy policy (the "Policy") to explain our privacy practices so you will understand when and how personal information is collected, used, disclosed and protected with respect to our web site.( the "Site"). By using the Site, you consent to the privacy practices described in this Policy, as modified from time to time by us and posted on the Site. Therefore, you should carefully review this policy so you understand our data privacy practices.

Information About You

We collect various forms of information that you give us when you use our Site. Examples include the following:

Use of Personal Information

Internal Use of Personal Information.
In general, we use personal information internally to serve our members and enable them to take maximum advantage of the products and services available to members. For example, we use personal information for billing purposes, to provide services or complete transactions you have requested, to anticipate and resolve problems with our Site, to respond to member support inquiries, to understand our members' interests and other trends among our users, and to create and contact you to inform you of new products and services that better meet your needs.

Any email broadcast is sent to users who have signed up to receive it. Users may opt-out of receiving future broadcasts by unsubscribing as noted at the end of each broadcast. We reserve the right to send you certain communications relating to your membership, such as member service responses and other administrative messages, without offering you the opportunity to opt-out of receiving them.

Disclosure of Personal Information to Others.
We do not rent, sell, or share personal information about you with other people or non-affiliated companies without your prior consent except (i) to offer you co-branded or cooperative products and services, (ii) as necessary to complete a transaction you have requested, (iii) as necessary to perform intenal analysis and business functions, or (iv) when permitted by law or to protect our rights or property. The following section describes these disclosure circumstances more fully.

Third-Party Sites

Please be aware that we may provide links to third-party Web sites from the Site as a service to our users and we are not responsible for the content or information collection practices of those sites. Please also note that these Web sites' privacy policies will differ from ours. Therefore, we encourage your to review and understand their privacy practices before providing them with information.

Network and Information Security

We use commercially reasonable efforts to protect your personal information. While we have taken efforts to guard your personal information, we cannot guarantee that your information may be not be disclosed or accessed by accidental circumstances or by the unauthorized acts of others.

Your membership information is accessible online through the use of a member ID and password. To protect the confidentiality of personal information, you must keep your password confidential and not disclose it to any other person. You are responsible for all uses of our Site by any person using your password. Please advise us immediately if you believe your password has been misused.

Updating Personal Information

If you are a member, you may view, or correct or delete your personal information by emailing us at adrianeberg@msn.com.

Updating This Policy

We reserve the right to change this privacy policy at any time. If our privacy practices change we will post the policy changes to the Site and notify you by indicating the date the Policy was last updated. We encourage you to check the Site periodically if you are concerned about how your information is used.

Contacting Us

If you have any questions, comments or concerns about this Policy, please contact adrianeberg@msn.com